Zero Deposit Car Finance
FLEXIBLE CAR FINANCE - QUICK DECISIONS - 1000+ CARS AVAILABLE
Need a car but don’t have savings for a deposit or would rather spend the money elsewhere?
With our Zero Deposit Car Finance options, you can get on the road without a large upfront payment. Simply complete your application, and our dedicated team will be in touch to assist you.
Complete Your 60 Second Finance Application
No initial impact on your credit score
Requirements: ✅ Full/Part time employment ✅ Full UK Driving Licence ✅ Net Monthly income over £1,500
Finance Your Car In 3 Easy Steps!
Get Finance
Fill out a quick 2-minute application, and we'll search our extensive lender network to secure the most competitive rates. All without impacting your credit score.
Choose Your Car
Once approved, it's time to pick your car! If you already have a car in mind, great! If not, we can help you find the perfect match.
Sign & Drive
Our process is secure and hassle-free. We handle the electronic paperwork and negotiate with the dealer on your behalf. Once everything is finalised, you're ready to collect your new car!
Zero Deposit Options
No Deposit Car Finance allows you to secure a vehicle without having to pay anything upfront. Instead of a lump sum, the total cost is spread over fixed monthly payments, making it easier to budget and drive away sooner. This is one of the best UK car finance deals, especially for those who prefer not to pay a deposit.
Why Choose Car Loan First?
At Car Loan First, we make UK car finance simple and accessible. We offer some of the best car loans finance options available in the market.
Our process is quick, easy, and designed to get you on the road fast. Plus, our lenders use a soft credit check, so applying won’t affect your credit score. We’re all about transparency and helping you find the right finance deals with no hidden costs. Whether you’re looking for UK finance deals or specific car finance deals UK, we’ve got you covered.
WE WORK WITH ALL CREDIT SCORES
UK CAR FINANCE SPECIALISTS
FINANCE TAILORED TO YOU
BROWSE 1000+ CARS NATIONWIDE
Car Loan First is a broker, not a lender.
Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.
Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.86 and monthly payments of £203.15.
Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR
We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We may receive commissions for such introductions. All finance is subject to status and income.
We do not charge a fee for arranging the finance, however some of our lenders may charge a fee.